The Job of a Credit Repair Specialist
A credit repair business should be the first point of contact for people when they discover negative credit information on their credit reports. Not everyone knows which items on a credit report can be disputed, and this is where credit repair specialists come into the picture. Here’s a deeper look into the job of a credit repair specialist and what it entails: Legal Knowledge A credit repair agent needs to be familiar with the laws that impact their work. The four main laws that fall into this category include: · The Fair and Accurate Credit Transactions Act · The Credit Repair Organizations Act · Fair Debt Collection Practices Act · The Fair Credit Reporting Act Rules to Follow When you’re working with a credit repair agent, note that they should follow these rules: 1. They shouldn’t charge you before performing any services for you. 2. They shouldn’t offer guarantees of getting negative credit informa